Merchant Cash Limited

Business Finance Brokers · Reading · Est. 2022

4 years

Active Trading

Active

CH Status

14355650

CH Number

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Company Registration Details

Registered company name	Merchant Cash Limited
Companies House number	14355650 →
Company type	Private Limited Company (Ltd)
Registered address	1st Floor West Davidson House, RG1 3EU
City / Region	Reading
Date incorporated	2022
Years trading	4 years
CH status	Active
Index status	Claim this listing →

About Merchant Cash Limited

Merchant Cash Limited is a UK-registered business finance brokers based in Reading, incorporated in 2022 and active on the Companies House register.

Reading accounts for 32 of the 2320 business finance brokers tracked on this index.

Before signing any guarantee, establish its cap, whether it is secured on personal assets, and the release conditions.

What Business Finance Brokers Do

A broker packages the credit submission and negotiates terms across a panel of business lenders. Because much commercial lending is unregulated, contractual terms and personal guarantees deserve close attention.

A bank decline is often a criteria mismatch; challenger and specialist lenders work different appetite.

How to Choose the Right Business Finance Broker

Test the firm with your actual numbers: a credible broker responds with lender names and realistic pricing. Ask whether a fee is payable if funding does not complete, and get the answer in writing.

Commission and fee arrangements vary by product; transparent firms disclose both without prompting.

Frequently Asked Questions

Do business finance brokers charge a fee?

Commonly yes: arrangement fees around one to two percent of the facility on completion are typical, and some firms charge an assessment fee upfront. Get the full schedule, including the no-completion position, in writing first.

Can a broker help if my bank has turned me down?

Frequently: the market beyond the high street accepts many declined cases. The value is knowing which alternative lenders' criteria your circumstances actually fit.

How long does it take to arrange business finance?

Fast products, invoice and asset finance, complete in days to a couple of weeks; property-secured lending runs to four to eight weeks. Ask for a realistic timeline for your specific product.

What types of business finance can a broker arrange?

From working capital to property: invoice and asset finance, commercial mortgages, bridging and development finance, term lending, revolving credit and merchant cash advance are the staples.

Is my business eligible for finance?

Criteria vary widely: trading history and revenue evidence open mainstream doors, while start-ups and adverse-credit businesses are served by specialist lenders at different pricing.

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Important notice: This page presents publicly available information from the Companies House register. Kaeltripton.com is a directory service and is not affiliated with Merchant Cash Limited or any listed firm. This page does not constitute financial advice. Always verify a firm regulatory status on the FCA Register at register.fca.org.uk and Companies House status at companieshouse.gov.uk before entering into any arrangement.

Merchant Cash Limited | Business Finance Brokers | Reading | Est. 2022