UK Independent. Sourced. Primary. · Est. 2024

The Cloth Merchants Association Uk Ltd | Business Finance Brokers | Exeter | Est. 1934

The Cloth Merchants Association Uk Ltd is a business finance brokers registered in Exeter, established 1934. View company details, send a free enquiry and verify FCA status. Kaeltripton Financial Index.

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The Cloth Merchants Association Uk Ltd

Business Finance Brokers · Exeter · Est. 1934

92 years
Active Trading
Active
CH Status
00293547
Company No
2024
Accounts to

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Company Registration Details

Registered company nameThe Cloth Merchants Association Uk Ltd
Companies House number00293547 →
Company typePrivate Company Limited by Guarantee
Registered addressLbd House Waterbridge Court Matford Park Road, EX2 8ED
City / RegionExeter
Date incorporated1934
Years trading92 years
CH statusActive
SpecialismRecorded activity: 74909
Index statusClaim this listing →

About The Cloth Merchants Association Uk Ltd

With over 92 years of continuous trading history, The Cloth Merchants Association Uk Ltd is one of the longest-established firms of its kind in the UK. Founded in 1934, the firm has navigated multiple economic cycles and regulatory changes, demonstrating the kind of institutional resilience that only comes from decades of sustained operation.

It is one of 11 business finance brokers listed in Exeter on this index of 2320 UK firms in the category.

Personal guarantees are standard in SME lending; understand the cap, supporting security and release conditions before signing.

What Business Finance Brokers Do

Commercial finance brokers arrange business lending: asset finance, invoice finance, commercial mortgages, bridging and term loans. Lending to limited companies sits largely outside FCA consumer credit regulation, so familiar consumer protections often do not apply.

Where a bank has declined, the task becomes matching the case to lenders whose appetite fits it.

How to Choose the Right Business Finance Broker

Because pricing is negotiated rather than published, the quality of the credit submission often matters more than advertised rates. The fee conversation belongs at the start: model, amount and the no-completion position.

Commission and fee arrangements vary by product; transparent firms disclose both without prompting.

Frequently Asked Questions

What types of business finance can a broker arrange?
Commonly yes: arrangement fees around one to two percent of the facility on completion are typical, and some firms charge an assessment fee upfront. Get the full schedule, including the no-completion position, in writing first.
How are business finance brokers paid?
A bank decline is often a criteria mismatch rather than a verdict: the alternative-lending market, challengers, peer-to-peer, specialist providers, works different appetite, and brokers exist to navigate it.
Can a business finance broker help if my bank has declined my application?
It depends on product: invoice finance in roughly five to ten working days, asset finance one to two weeks, commercial loans and property finance commonly four to eight weeks depending on valuation and legals.
How long does it take to arrange business finance through a broker?
The typical range spans invoice finance, asset finance, commercial mortgages, development and bridging finance, trade finance, working capital loans, revolving credit and merchant cash advances.
What information does a business finance broker need?
Criteria vary widely: trading history and revenue evidence open mainstream doors, while start-ups and adverse-credit businesses are served by specialist lenders at different pricing.

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Important notice: Data on this page comes from the public Companies House register. Kaeltripton.com is an independent directory service, unaffiliated with The Cloth Merchants Association Uk Ltd or any listed firm. This page does not constitute financial advice. Always verify a firm's regulatory status on the FCA Register at register.fca.org.uk and its Companies House status at companieshouse.gov.uk before entering into any arrangement.

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