Asset Finance Calculator UK: Monthly Payments, Total Cost and Tax Savings Explained
Calculate UK asset finance payments. £50K at 8% APR over 5 years is approximately £912 per month. Compare Total Cost of Finance, not just monthly payment.
How to Offer Finance to Customers UK: FCA Rules, Appointed Reps and BNPL 2026
Offering finance to UK customers requires FCA authorisation or appointed representative status. BNPL is regulated from 15 July 2026.
Plant and Machinery Depreciation UK: Capital Allowances, AIA and WDA Explained
Plant depreciation differs for accounts and tax. AIA gives 100% first-year relief up to £1m. WDA applies at 18% main pool or 6% special rate.
Used Plant and Machinery UK: Buying, Finance and Tax Treatment Guide
Used plant saves 40-70% versus new and still qualifies for AIA. Finance available for machines up to 15 years old. Same tax rules as new plant.
Commercial Vehicle Loan UK: HGV Finance, Trucks and Specialist Vehicle Funding
Commercial vehicle loans cover HGVs, trucks and specialist vehicles. AIA up to £1m available. FLA reports 15% fall in HGV finance in Jan 2026.
Business Van Finance UK: AIA, Tax Treatment and How to Finance a Work Van
Vans qualify for AIA up to £1m, unlike cars. No 15% contract hire disallowance. Electric vans have a £0 BiK rate for 2026/27.
Business Car Finance UK: Hire Purchase, Contract Hire and Tax Treatment Explained
Business car finance options include contract hire, finance lease and HP. EVs qualify for 100% first-year allowance. Cars cannot claim AIA.
Excavator Finance UK: Hire Purchase and Lease Options for Construction Plant
Finance an excavator from £15,000 to £500,000+ on hire purchase or finance lease. High approval rates for construction plant. Rates from 5% APR.
Business Equipment Finance UK: How to Fund Machinery, Technology and Tools
Business equipment finance lets UK companies acquire machinery without upfront payment. 96% FLA approval rate. AIA up to £1m under hire purchase.
How Does Asset Finance Work in the UK? Step-by-Step Guide for Businesses
Asset finance lets businesses acquire equipment without upfront cost. Lender buys the asset, business makes monthly payments. 96% FLA approval rate.
Asset Finance Rates UK: What to Expect and How to Get the Best Deal (2026)
UK asset finance rates range from 4.5% to 25% APR depending on asset type and credit. BoE base rate is 4.25% (June 2026). Compare on APR.
Asset Finance Bad Credit UK: Lenders, Approval Tips and What to Expect
Asset finance is available with bad credit because the asset acts as security. FLA reports 96% approval rate. Specialist lenders consider CCJs.
Hire Purchase vs Finance Lease UK: Tax Treatment, Key Differences and Which to Choose
Hire purchase transfers ownership at end of term; finance lease keeps it with the lender. HP gives AIA and capital allowances up to £1m.
Compare Asset Finance Lenders UK 2026: 8 Providers Rated on Rates, Eligibility and Products
Independent comparison of 8 UK asset finance lenders in 2026. Loan ranges, eligibility, products and decision speed compared. FCA FRN verified. No commission.
Asset Finance Scotland 2026: Independent Guide for Scottish Businesses
Asset finance for Scottish businesses in 2026. How to fund plant, machinery and vehicles across Scotland. FCA lenders compared independently. No commission.
Business Vehicle Finance UK 2026: Fund Cars, Vans and Commercial Vehicles
Business vehicle finance for UK companies in 2026. Fund cars, vans, HGVs and commercial vehicles via hire purchase, finance lease or contract hire. FCA lenders compared. No commission.
Agricultural Machinery Finance UK 2026: Fund Farm Equipment Independently
How agricultural machinery finance works for UK farmers in 2026. Fund tractors, combines, sprayers and farm equipment via hire purchase or finance lease. FCA lenders compared independently.
Forklift Finance UK 2026: Fund New and Used Forklift Trucks Independently
How forklift finance works for UK businesses in 2026. Fund new and used forklift trucks via hire purchase, finance lease or operating lease. FCA lenders compared independently.
Tractor Finance UK 2026: How to Fund New and Used Agricultural Tractors
How tractor finance works for UK farmers in 2026. Fund new and used tractors via hire purchase or finance lease. FCA-regulated lenders compared. No commission.
Asset Refinance UK 2026: Release Capital from Assets You Already Own
How asset refinance works for UK businesses in 2026. Release capital from plant, machinery and vehicles you already own via refinance or sale and leaseback. FCA lenders compared.
Equipment Finance UK 2026: How to Fund Business Equipment Independently
Equipment finance for UK businesses in 2026. Fund IT, machinery, vehicles and business equipment via hire purchase or finance lease. FCA-regulated lenders compared independently.
What is Asset Finance? The UK Business Guide for 2026
What asset finance is and how it works for UK businesses in 2026. Hire purchase, finance lease and operating lease explained with FCA regulation and lender options.
Construction Asset Finance UK 2026: Plant, Machinery and Equipment Funding
Construction asset finance for UK businesses in 2026. Fund excavators, cranes and plant equipment via hire purchase or finance lease. FCA-regulated lenders compared independently.
Machinery Finance UK 2026: How to Fund Plant and Industrial Equipment
How machinery finance works for UK businesses in 2026. Hire purchase, finance lease and refinance for plant, agricultural and industrial equipment explained.
Asset Finance UK 2026: The Independent Guide to Equipment and Machinery Lending
How asset finance works for UK businesses in 2026. Hire purchase, finance lease, operating lease and refinance explained with FCA regulation and lender comparison.
Fleximize Review 2026: Transparent Rates and No Personal Guarantee on Some Products
Fleximize (FCA FRN 669275) publishes rate examples and a loan calculator before you apply, and offers revolving credit and unsecured loans without a personal guarantee on qualifying facilities. Independent review for UK SMEs.
Nucleus Commercial Finance Review 2026: Asset Finance from £3,000 with Flexible Eligibility
Nucleus Commercial Finance (FCA FRN 722830) serves micro-SMEs and businesses with adverse credit from £3,000, including revenue-based finance and merchant cash advance. Independent review of eligibility, products and total cost of credit.
Time Finance Review 2026: The Only AIM-Listed Independent Asset Finance Lender
Time Finance plc (FCA FRN 724367, AIM: TIME) offers asset finance, invoice finance and business loans under one lending relationship for UK SMEs. Independent review of products, eligibility, decision speed and published accounts.
Hitachi Capital Equipment Finance Review 2026: Now Novuna, Same Lender
Hitachi Capital UK rebranded as Novuna Business Finance in 2022 (FCA FRN 704348). The loan book, products and FCA authorisation are unchanged. Independent review of asset coverage, eligibility and how Novuna compares to direct lenders.
Aldermore Asset Finance Review 2026: Published Rates and Lower Minimums Than Most Banks
Aldermore Bank (FCA FRN 204503, FirstRand Group) offers asset finance from £5,000 with published indicative rates, making it one of the more transparent bank lenders. Independent review of eligibility, asset coverage and alternatives.
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